Consumer Background Report
Using Consumer Reports: What Employers Need to Know
You've winnowed down the stack of applications and resumes and want to run background checks through a third party company who is in the business of compiling background information. Employment background checks also are known as consumer reports. They can include information from a variety of sources, including credit reports and criminal records.
https://www.ftc.gov/business-guidance/resources/using-consumer-reports-what-employers-need-know
What is a Consumer Report? | RentSpree Blog
Examples of consumer reporting agencies include Equifax, TransUnion, and Experian (known as the National Credit Reporting Agencies), background screeners, and tenant/background screeners. Information must pertain to a consumer/individual and not entities, corporations, or partnerships. Information also applies to both private and public data.
https://www.rentspree.com/learn/fair-credit-reporting-act-fcra/consumer-report
10 Best Background Check Services of 2022 [Updated] - ConsumersAdvocate.org
the background report offers all of the information found on the people search and criminal check reports, plus the names of the person’s neighbors and their addresses, social network accounts, property ownership details, marriage and divorce records, civil judgements, bankruptcies, and tax liens, making it the most comprehensive out of all three …
https://www.consumersadvocate.org/background-checksUsing Consumer Reports: What Landlords Need to Know
A report from a background check company about an applicant or tenant’s criminal history. Before You Get a Consumer Report You can only obtain a consumer report if you have a permissible purpose. Landlords may obtain consumer reports on applicants and tenants who apply to rent housing or renew a lease.
https://www.ftc.gov/business-guidance/resources/using-consumer-reports-what-landlords-need-know
You have the right to request your consumer reports
You should fact-check your specialty consumer reports during important life events and situations, such as when applying for a job, rental home, or at other times like when applying for a new bank account or insurance policy. In prior years, this list has referred to consumer reporting businesses as “agencies” or “bureaus.”
https://www.consumerfinance.gov/about-us/blog/you-have-the-right-to-request-your-consumer-reports/
Consumer reporting companies | Consumer Financial Protection Bureau
Under the federal Fair Credit Reporting Act (FCRA) , all consumer reporting companies are required to provide you a copy of the information in your report if you request it. You are also entitled to a free credit report every 12 months from each of the three nationwide consumer reporting companies—Equifax, TransUnion, and Experian.
https://www.consumerfinance.gov/consumer-tools/credit-reports-and-scores/consumer-reporting-companies/
What Shows up in a Background Report - RecordsFinder
Background reports are done for a variety of purposes, but most of them cover the same basic information. Whether you’re applying for an apartment lease, trying to get a mortgage, interviewing for a new job, under consideration for a top secret security clearance, or adopting a child, much of your personal history will be scrutinized.
https://recordsfinder.com/guides/what-shows-up-in-a-background-report/
What Is a Consumer Report for Employment? | Work - Chron.com
A consumer report is a collection of documents that may include credit reports, criminal and other public records such as bankruptcy filings, and records of civil court procedures and judgments....
https://work.chron.com/consumer-report-employment-16424.html
Best Background Check Companies of 2022 | ConsumerAffairs
A background check can show a variety of information, depending on the type of search you’re conducting. Thorough consumer reports may pull sensitive information like people’s credit history, while...
https://www.consumeraffairs.com/online/background-check/
What Consumers Need to Know About Tenancy Background Reports
Summary of your rights as a consumer and your right to dispute information in the report Notice of your right to receive a free copy of your background screening report from the third party within 60 days Adverse action can include the following examples: Application denial Co-signer required Higher deposit than what landlord usually charges
https://consumerattorneys.com/article/what-consumers-need-to-know-about-tenancy-background-reports
What is an Investigative Consumer Report? - Total Reporting
Personal or professional reference verification and employment verification that stray beyond the realm of facts and into personal character assessments and opinions are considered Investigative Consumer Reports. They can be independent background checks, or they could be a part of a regular consumer report. In California, all consumer reports ...
https://totalreporting.com/blog/2021/04/14/what-is-an-investigative-consumer-report/